• Check if your vehicle is on the Motor Insurance Database today…

    Check if your vehicle is on the Motor Insurance Database today…

    This form allows you to do a free check to ensure your own vehicle is on the Motor Insurance Database (MID). If you need to check whether someone else’s vehicle is insured in the event of an accident please visit the askMID ’Other Vehicle’ Look-up facility.
    If you have a new policy or have recently made any changes to it, please note that the MID is not instantly updated with your policy record and may take a few days before being recorded on the MID.

    The law on motor insurance has changed. If you own a vehicle and it is registered in your name, unless it has been declared as “off the road” with a Statutory Off Road Notification (SORN) with the DVLA, it must be insured at all times.

    As part of the Continuous Insurance Enforcement policy, a letter is sent to registered keepers if their vehicle is not on the MID and appears NOT to have insurance.
    This will be enforced by way of a fixed penalty notice or prosecution if the vehicle continues to appear uninsured on the MID.

    WARNING – If your vehicle details are not on the MID you are at risk of being fined and facing court prosecution. You may also be stopped by the police and have your vehicle impounded, and possibly disposed of, if proof of insurance cannot be provided.

     

    About askMID

    The Motor Insurance Database (MID) is the only central record of all insured vehicles in the UK and is updated over 10,000 times an hour. As one of the most important tools to ensure that only insured vehicles are driven on our roads, the MID is used by the police and the DVLA to enforce motor insurance law.

    The police use Automatic Number Plate Recognition (ANPR) technology with information from the Motor Insurance Database (MID) to identify and catch people driving uninsured vehicles. More than 500 are seized every day and one person every three minutes is convicted for uninsured driving.

    The MID is also systematically compared with the DVLA’s registered keeper records to identify uninsured vehicles from the record. Just like the DVLA, you can check your vehicle is appearing on the MID for FREE.

    If you have been involved in an accident and need to check the other vehicle is insured, for a small charge you can make a  One-off askMID search . Once you have entered some details, including the accident date, you can identify the insurer of the other vehicle so that you can submit your claim.


    For more information about staying insured please visit www.direct.gov.uk/stayinsured

    FREE MID Check  for your vehicle http://ownvehicle.askmid.com